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merle hazard - diamond jim lyrics

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[hook]
oh-oh oh, oh-oh oh
diamond jim

[verse 1]
i was visiting charlotte, a town i knew well
the sunset was scarlet, i fell under its spell
at the hotel bar in the back of the place
i saw a strangely familiar face
diamond jim (diamond jim, oh oh oh)

i knew diamond jim from accounts in the press
he ran a new york bank with sk!ll and finesse
they say he had brains but lacked a heart
j.p. morgan himself was only half as smart as diamond jim

[hook]
diamond jim, diamond jim
oh-oh oh, oh-oh oh
diamond jim

[verse 2]
diamond jim raised a toast, in a bankerly way
to his m-ssively outsized wall street pay
“our game is dis-economy of scale
the key is to be too big to fail!” said diamond jim

he mocked risk control, called it a sham
he said there’s no need when you have uncle sam
i thought back to my days at the fdic
and i knew i’d need to confront this sob, diamond jim

so i said “diamond jim, there’s a problem to prevent
banks aren’t safe with capital of just a few percent
they need more like thirty percent or higher
that’s what simon johnson has said they require, diamond jim”

[hook]
diamond jim, diamond jim
oh-oh oh, oh-oh oh
diamond jim

[verse 3]
diamond jim said “son, do you know who i am?”
i said “you’re diamond jim and you know what’s a scam?
the crime’s not what’s criminal, the crime is what’s legal
you’d be buying fewer diamonds if we still had gl-ss-steagall, diamond jim”

“low blow” he cried, “you’re naive and a fool
you’ve thrown down the gauntlet, okay, let’s duel
there’re weapons to use in these banking law cases—
securities lawyers at thirty paces!” said diamond jim

so at noon the next day, hired guns at our side
we met and let our corporate lawyers collide
they fired their mouths off a few times at least
my council fell down, desisted, deceased
because of diamond jim

[hook]
diamond jim, diamond jim
oh-oh oh, oh-oh oh
diamond jim

[verse 4]
“you lose!” diamond jim said, “you could never win it”
with a scoff he road off in a new york minute
well at least i tried, yet still my heart sank

i started to wonder, am i really a better man than diamond jim?
maybe not. because i’d come to charlotte to meet with investors, and to try to start up, what i hoped, deep down
would some day be my very own high-paying, too-big-to-fail bank

oh curse you diamond jim!

[hook]
diamond jim, diamond jim
oh-oh oh, oh-oh oh
diamond jim (diamond jim)
diamond jim, diamond jim

- merle hazard lyrics

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