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@cheftoast – in debt in depth lyrics

intro
one time for your mind / two times for your life!
it’s for my powder custard n-ggers (shout out to illite emcee)

rest in peace sitho (rip : 02 may 1992 – 27 march 2013)

i’m from a zone of black fellows / full of broke and sad workers / who look closely at debt letters and go yeah whatever!

verse 1!
it’s the life we live the modern day struggle / the high bills, enormous rates they charge too / it’s the cycle of fees, we on a daily hustle / prices increase, we forced to pay double / on the items and purchases / the prices of services / are highly expensive / so what you find in the purses / is likely to be credit / financing the spendings / no funds for that good / where is absa to the rescue? / knowledge of the numbers and values is often lacked / it starts with the shortest term / couple of borrowed grands / a lot tend to ignore the interest that the loan will incur / from affording the cred, before we know it we trapped / owing the banks, that’s how most black go slowly into debt / it’s really sad that more of us / can’t pay back the loan sum / double the princ-p-l from the month it got issued / one of those issues that beat you / but the struggles continues!

hook!
it’s the rates the fees / the plate the meal / you got to pay the bills / this is in debt in depth / the figures the rands / the interest incurred / on the princ-p-l debt / this is in debt in depth!

verse 2!
we money chasing / but we failing to grasp its basics / hardly saving the income made on monthly basis / my payslip makes me relate with what mommy was facing / the household account she holds amounts to 0 / can barely afford fees / credit outweigh deposits / debit orders, heavy awful obligations to honour / early mornings but empty pockets are carried forward / disposable income / is more of an insult / usually pushing these dreams you deal with tuition fees / huge debt the youth is in / since sis graduated / moms thinks she’ll save her but the system enslaved her / a victim of fees and rates that keep fluctuating / nsfas re-payments before she can start with her savings / out of the p-ssage then goes, that college hope / was supposed to sup’ the folks but when they starve at home / it’s hard to cope cos now she got her own mortgage loan!

hook!

verse 3!
it’s like the monthly cheques / is to keep us in debt / salaries taxed, for government sanral and the rest / not enough sufficient funds for one to invest / the day after / we pay is harder / than nails hammered / black ordinary victims trapped by the monetary system / in debt, normal exceeding the set borrowing limits / m-sses that deal with, effects of the economy swinging / depressing spiralling rand / credit is widely spread / hard paying the final cent / non-ending cycle of debt / when it’s in crises it’s felt by the ordinary citizens / the jozi cost of living never stops increasing / harsh conditions / forced to deal with debt consequences / a few in business made it, they were soon liquidated / dues inflated / overdrafts / loan sharks, we owe a lot / see liabilities as -ssets / many die insolvent / in dire need of help as our lives sink in more debt!

hook!

credits

released 16 june 2014
written by thomas @cheftoast mphahlele
produced by glen$itho (rip : 02 may 1992 – 27 march 2013)
recorded at life sentence records
mixed and mastered by patmedic

- cheftoast lyrics

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